
After a fender-bender occurred with the Mustang back on March 29, the mild impact caused the battery to shift and tug loose the main power cable coming from the alternator. Without means of recharge, the car only kept going until the battery was drained, a day or so later. The loose cable pieces also shorted the alternator and caused a tiny fire in some insulation.
My insurance company agreed to cover the fender repainting and broken lamp, but initially refused to cover the electrical work, claiming that it was an unrelated occurrence. This was silly, as jerking a large 1/4" thick copper bus out of an alternator clamp requires a significant amount of force and wasn't going to happen in normal driving. They stonewalled. I persevered, maintained low-key but steady pressure, and finally they caved and agreed to cover the repair, less some depreciation on the old alternator. Plus that means that the additional four rental car days are covered, altogether about $500 saved out of my pocket. :)
Now... back at work, I'm due for an audit at 11am today of last year's official purchases. I think I'm in good shape, but who knows...